Cyborg Finance

Compare today's best-buy limited company buy-to-let mortgages by deposit size, then talk to our mortgage advisers about SPV set-up, rental coverage, director income and portfolio growth.

Mortgages for Limited Company Purchase

Buying a rental property through a limited company or special purpose vehicle (SPV) can be a tax-efficient route to growing your portfolio, but company buy-to-let mortgages work differently from personal-name borrowing. Lenders assess the company structure, director income, rental coverage and the property's expected yield, not just your personal affordability.

Our mortgage advisers will compare limited company and SPV buy-to-let products across the whole market, including specialist lenders your current bank may not mention, and guide the application from SPV set-up through to completion.

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Limited company purchase mortgages by deposit size

Your deposit, and the rental coverage the property can support, sets your loan-to-value (LTV), which drives the rates available to you. Use the tabs below to compare today's lowest true-cost limited company purchase deals across different deposit sizes.

These tables show illustrative best-buy deals for a typical limited company buy-to-let purchase. Your own rate and options depend on your circumstances. Speak to a mortgage adviser for a personalised comparison.


Explore our limited company resources

From setting up an SPV that lenders will accept, to understanding Stamp Duty, rental coverage and director income, we've pulled together everything you need in one place.


How our limited company mortgage service works

Tell Us About You

Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.

Mortgage Match

We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.

Meet your Expert

We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.


Limited company lenders we work with

As an independent broker we search deals from a wide panel of high-street and specialist lenders, not just one. That means more options for limited company and SPV landlords, including lenders who'll consider newly formed companies, portfolio structures and complex director income.



Ready to talk through your limited company purchase?

Tell us about your company structure, the property you're looking at and your goals, and one of our mortgage advisers will come back to you with clear, no-pressure guidance on your next steps.

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Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number
01133 205 902
Postal address
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.