Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.69%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,133

Interest Loan × initial rate	£782
Repayment Capital repayment	£352
Total monthly payment	£1,133

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£218,470

Monthly payments (initial) £1,133 × 24 months	£27,200
Capital remaining	£191,169
Valuation fee	£100
True cost	£218,470

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.69%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,133

Interest Loan × initial rate	£782
Repayment Capital repayment	£352
Total monthly payment	£1,133

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£218,470

Monthly payments (initial) £1,133 × 24 months	£27,200
Capital remaining	£191,169
Valuation fee	£100
True cost	£218,470

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.52%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,114

Interest Loan × initial rate	£753
Repayment Capital repayment	£361
Total monthly payment	£1,114

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£218,794

Monthly payments (initial) £1,114 × 24 months	£26,735
Capital remaining	£190,960
Arrangement fee	£999
Valuation fee	£100
True cost	£218,794

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.52%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,114

Interest Loan × initial rate	£753
Repayment Capital repayment	£361
Total monthly payment	£1,114

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£218,794

Monthly payments (initial) £1,114 × 24 months	£26,735
Capital remaining	£190,960
Arrangement fee	£999
Valuation fee	£100
True cost	£218,794

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

2 years

2 years fixed

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£219,062

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Less cashback	£-500
True cost	£219,062

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.74%

Fixed

2 years

2 years fixed

£1,139

Interest Loan × initial rate	£790
Repayment Capital repayment	£349
Total monthly payment	£1,139

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£219,067

Monthly payments (initial) £1,139 × 24 months	£27,338
Capital remaining	£191,230
Arrangement fee	£999
Less cashback	£-500
True cost	£219,067

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.90%

Fixed

2 years

2 years fixed

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£219,204

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
True cost	£219,204

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.90%

Fixed

2 years

2 years fixed

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£219,204

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
True cost	£219,204

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

5.04%

Fixed

2 years

2 years fixed

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£219,261

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Less cashback	£-500
True cost	£219,261

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£219,266

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£999
Less cashback	£-500
True cost	£219,266

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.95%

Fixed

2 years

2 years fixed

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£219,403

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
True cost	£219,403

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.70%

Fixed

2 years

2 years fixed

£1,134

Interest Loan × initial rate	£783
Repayment Capital repayment	£351
Total monthly payment	£1,134

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999

£219,408

Monthly payments (initial) £1,134 × 24 months	£27,228
Capital remaining	£191,182
Arrangement fee	£999
True cost	£219,408

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.70%

Fixed

2 years

2 years fixed

£1,134

Interest Loan × initial rate	£783
Repayment Capital repayment	£351
Total monthly payment	£1,134

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999

£219,408

Monthly payments (initial) £1,134 × 24 months	£27,228
Capital remaining	£191,182
Arrangement fee	£999
True cost	£219,408

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.96%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,165

Interest Loan × initial rate	£827
Repayment Capital repayment	£338
Total monthly payment	£1,165

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£234

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£120
Other	£199
Total fees	£234

£219,478

Monthly payments (initial) £1,165 × 24 months	£27,948
Capital remaining	£191,494
Telegraphic transfer fee	£35
True cost	£219,478

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.82%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,148

Interest Loan × initial rate	£803
Repayment Capital repayment	£345
Total monthly payment	£1,148

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£219,552

Monthly payments (initial) £1,148 × 24 months	£27,559
Capital remaining	£191,327
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£219,552

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.82%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,148

Interest Loan × initial rate	£803
Repayment Capital repayment	£345
Total monthly payment	£1,148

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£350

£219,552

Monthly payments (initial) £1,148 × 24 months	£27,559
Capital remaining	£191,327
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£219,552

Excludes broker fees, legal fees and early repayment charges.

West Bromwich Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

This is an exclusive mortgage product.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£125

Fee	Amount
Lender conveyancing fee	£353
Other	£125
Total fees	£125

£219,562

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
True cost	£219,562

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£219,588

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Arrangement fee	£999
Valuation fee	£100
True cost	£219,588

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£219,588

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Arrangement fee	£999
Valuation fee	£100
True cost	£219,588

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£219,588

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Arrangement fee	£999
Valuation fee	£100
True cost	£219,588

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£219,588

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Arrangement fee	£999
Valuation fee	£100
True cost	£219,588

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.75%

Fixed

2 years

2 years fixed

£1,140

Interest Loan × initial rate	£792
Repayment Capital repayment	£349
Total monthly payment	£1,140

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999

£219,607

Monthly payments (initial) £1,140 × 24 months	£27,366
Capital remaining	£191,242
Arrangement fee	£999
True cost	£219,607

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

5.09%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£219,627

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,627

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

5.09%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£219,627

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,627

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.75%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,140

Interest Loan × initial rate	£792
Repayment Capital repayment	£349
Total monthly payment	£1,140

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,233

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£120
Telegraphic transfer fee	£35
Other	£199
Total fees	£1,233

£219,642

Monthly payments (initial) £1,140 × 24 months	£27,366
Capital remaining	£191,242
Arrangement fee	£999
Telegraphic transfer fee	£35
True cost	£219,642

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

5.09%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210
Cashback	−£300

£219,675

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Telegraphic transfer fee	£15
Less cashback	£-300
True cost	£219,675

Excludes broker fees, legal fees and early repayment charges.

Halifax

27mo fixed

4.69%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,133
True cost: £218,470
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

4.69%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,133
True cost: £218,470
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

4.52%

Portable

Overpayments allowed

Monthly payment: £1,114
True cost: £218,794
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

4.52%

Portable

Overpayments allowed

Monthly payment: £1,114
True cost: £218,794
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,062
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.74%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,139
True cost: £219,067
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.90%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,158
True cost: £219,204
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.90%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,158
True cost: £219,204
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.04%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,174
True cost: £219,261
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Halifax

27mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.79%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,145
True cost: £219,266
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.95%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,163
True cost: £219,403
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.70%

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,134
True cost: £219,408
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.70%

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,134
True cost: £219,408
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Leeds Building Society

26mo fixed

4.96%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,165
True cost: £219,478
Initial term: 26 months
Total fees: £234
Max LTV: 85.0%

HSBC

25mo fixed

4.82%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,148
True cost: £219,552
Initial term: 25 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

25mo fixed

4.82%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,148
True cost: £219,552
Initial term: 25 months
Total fees: £1,016
Max LTV: 85.0%

West Bromwich Building Society

25mo fixed

4.99%

Free valuation

No arrangement fee

Exclusive

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,562
Initial term: 25 months
Total fees: £125
Max LTV: 80.0%

Halifax

27mo fixed

4.72%

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,588
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

4.72%

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,588
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

4.72%

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,588
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

4.72%

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,588
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.75%

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,140
True cost: £219,607
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

HSBC

25mo fixed

5.09%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,180
True cost: £219,627
Initial term: 25 months
Total fees: £17
Max LTV: 80.0%

HSBC

25mo fixed

5.09%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,180
True cost: £219,627
Initial term: 25 months
Total fees: £17
Max LTV: 85.0%

Leeds Building Society

26mo fixed

4.75%

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,140
True cost: £219,642
Initial term: 26 months
Total fees: £1,233
Max LTV: 80.0%

Bank Of Ireland

27mo fixed

5.09%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,180
True cost: £219,675
Initial term: 27 months
Total fees: £210
Max LTV: 85.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.