Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Sort order: Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.21%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,194

Interest Loan × initial rate	£868
Repayment Capital repayment	£325
Total monthly payment	£1,194

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,537

Monthly payments (initial) £1,194 × 24 months	£28,651
Capital remaining	£191,787
Valuation fee	£100
True cost	£220,537

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.21%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,194

Interest Loan × initial rate	£868
Repayment Capital repayment	£325
Total monthly payment	£1,194

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,537

Monthly payments (initial) £1,194 × 24 months	£28,651
Capital remaining	£191,787
Valuation fee	£100
True cost	£220,537

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,860

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Arrangement fee	£999
Valuation fee	£100
True cost	£220,860

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,860

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Arrangement fee	£999
Valuation fee	£100
True cost	£220,860

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,970

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£15
True cost	£220,970

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£250

£221,124

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-250
True cost	£221,124

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Arrangement fee	£999
Total fees	£1,016
Cashback	−£250

£221,124

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-250
True cost	£221,124

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.22%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,195

Interest Loan × initial rate	£870
Repayment Capital repayment	£325
Total monthly payment	£1,195

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£995
Application fee	£195
Total fees	£1,205
Cashback	−£300

£221,187

Monthly payments (initial) £1,195 × 24 months	£28,679
Capital remaining	£191,798
Telegraphic transfer fee	£15
Arrangement fee	£995
Less cashback	£-300
True cost	£221,187

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,223

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,223

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Arrangement fee	£999
Telegraphic transfer fee	£17
Total fees	£1,016
Cashback	−£350

£221,223

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,223

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.54%

Fixed

2 years

2 years fixed

£1,233

Interest Loan × initial rate	£923
Repayment Capital repayment	£310
Total monthly payment	£1,233

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£221,252

Monthly payments (initial) £1,233 × 24 months	£29,591
Capital remaining	£192,161
Less cashback	£-500
True cost	£221,252

Excludes broker fees, legal fees and early repayment charges.

HSBC

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.16%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,188

Interest Loan × initial rate	£860
Repayment Capital repayment	£328
Total monthly payment	£1,188

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£1,016

£221,254

Monthly payments (initial) £1,188 × 24 months	£28,510
Capital remaining	£191,729
Arrangement fee	£999
Telegraphic transfer fee	£17
True cost	£221,254

Excludes broker fees, legal fees and early repayment charges.

HSBC

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.16%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,188

Interest Loan × initial rate	£860
Repayment Capital repayment	£328
Total monthly payment	£1,188

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016

£221,254

Monthly payments (initial) £1,188 × 24 months	£28,510
Capital remaining	£191,729
Telegraphic transfer fee	£17
Arrangement fee	£999
True cost	£221,254

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£221,313

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
True cost	£221,313

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£221,313

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
True cost	£221,313

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.49%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,227

Interest Loan × initial rate	£915
Repayment Capital repayment	£312
Total monthly payment	£1,227

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£221,320

Monthly payments (initial) £1,227 × 24 months	£29,448
Capital remaining	£192,105
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£221,320

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.41%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,217

Interest Loan × initial rate	£902
Repayment Capital repayment	£316
Total monthly payment	£1,217

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£221,334

Monthly payments (initial) £1,217 × 24 months	£29,219
Capital remaining	£192,015
Valuation fee	£100
True cost	£221,334

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.41%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,217

Interest Loan × initial rate	£902
Repayment Capital repayment	£316
Total monthly payment	£1,217

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£221,334

Monthly payments (initial) £1,217 × 24 months	£29,219
Capital remaining	£192,015
Valuation fee	£100
True cost	£221,334

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.41%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,217

Interest Loan × initial rate	£902
Repayment Capital repayment	£316
Total monthly payment	£1,217

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£221,334

Monthly payments (initial) £1,217 × 24 months	£29,219
Capital remaining	£192,015
Valuation fee	£100
True cost	£221,334

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.41%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,217

Interest Loan × initial rate	£902
Repayment Capital repayment	£316
Total monthly payment	£1,217

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£221,334

Monthly payments (initial) £1,217 × 24 months	£29,219
Capital remaining	£192,015
Valuation fee	£100
True cost	£221,334

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

26 months

Initial term	26 months
Fixed until	1 Dec 2028

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£25

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£150
Total fees	£25

£221,338

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
Telegraphic transfer fee	£25
True cost	£221,338

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

26 months

Initial term	26 months
Fixed until	1 Dec 2028

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£25

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£150
Total fees	£25

£221,338

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
Telegraphic transfer fee	£25
True cost	£221,338

Excludes broker fees, legal fees and early repayment charges.

Furness Building Society

Includes £1,000 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

2 years

2 years fixed

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,144

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£105
Arrangement fee	£999
Other	£120
Total fees	£1,144
Cashback	−£1,000

£221,377

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£25
Arrangement fee	£999
Less cashback	£-1,000
True cost	£221,377

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.33%

Fixed

2 years

2 years fixed

£1,208

Interest Loan × initial rate	£888
Repayment Capital repayment	£320
Total monthly payment	£1,208

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£221,414

Monthly payments (initial) £1,208 × 24 months	£28,991
Capital remaining	£191,924
Arrangement fee	£999
Less cashback	£-500
True cost	£221,414

Excludes broker fees, legal fees and early repayment charges.

Halifax

26mo fixed

5.21%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,194
True cost: £220,537
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.21%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,194
True cost: £220,537
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.04%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £220,860
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

26mo fixed

5.04%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £220,860
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

HSBC

27mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 27 months
Total fees: £17
Max LTV: 80.0%

HSBC

27mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 27 months
Total fees: £17
Max LTV: 85.0%

Bank Of Ireland

26mo fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,970
Initial term: 26 months
Total fees: £210
Max LTV: 90.0%

HSBC

27mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 27 months
Total fees: £17
Max LTV: 80.0%

HSBC

27mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 27 months
Total fees: £17
Max LTV: 85.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,124
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,124
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Bank Of Ireland

26mo fixed

5.22%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,195
True cost: £221,187
Initial term: 26 months
Total fees: £1,205
Max LTV: 85.0%

HSBC

27mo fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £221,223
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £221,223
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.54%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,233
True cost: £221,252
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

27mo fixed

5.16%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,188
True cost: £221,254
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.16%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,188
True cost: £221,254
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,313
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,313
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

27mo fixed

5.49%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,227
True cost: £221,320
Initial term: 27 months
Total fees: £17
Max LTV: 90.0%

Halifax

26mo fixed

5.41%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,217
True cost: £221,334
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.41%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,217
True cost: £221,334
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.41%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,217
True cost: £221,334
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.41%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,217
True cost: £221,334
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Virgin Money

26mo fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,338
Initial term: 26 months
Total fees: £25
Max LTV: 80.0%

Virgin Money

26mo fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,338
Initial term: 26 months
Total fees: £25
Max LTV: 85.0%

Furness Building Society

2yr fixed

5.44%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,377
Initial term: 2 years
Total fees: £1,144
Max LTV: 90.0%

Nationwide Building Society

2yr fixed

5.33%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,208
True cost: £221,414
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.