Buy-to-Let News
Paragon puts average gross BTL yield at 7.22% for Q3 2026, its highest since 2011. But those figures predate the recent mortgage increases, and gross yield says nothing about finance costs, voids, repairs or tax.
An archived 26 December 2016 review of the tax, mortgage and rental-sector changes landlords faced that year. Historical commentary, not current advice.
Archived 2020 article: why most buy-to-let lenders then prohibited letting to DSS/LHA/UC tenants, and what has changed since. Historical commentary, not current advice.
The Prudential Regulation Authority has announced in a "Consultation Paper" its proposals will lead to a decrease in "new approvals for buy-to-let mortgages by about 10-20%" a large chunk of a growing sector.
Historical article preserved from a 6 December 2019 snapshot: an illustrative look at how mortgage-interest tax relief changes might affect landlords’ rents. Not current tax advice.
Historical news from 30 November 2015: Barclays’ planned rental-cover change and why a £100,000 buy-to-let loan needed roughly £48 more qualifying rent per month. Not current criteria.
Archived 14 November 2013 opinion on rent controls and the UK private rented sector. Historical commentary, not current policy or mortgage advice.
Mortgage Market News
Six-to-three vote to hold at 3.75%
Do not wait until your deal ends and you slip onto your lender's standard variable rate.
First Step stands out for what it allows. It accepts gifted deposits, lends on new-build houses, and considers self-employed applicants.
Mortgage Advisers now have lenders who are comfortable with Family Investment Companies (FICs).
Criminals steal your identity and forge a few documents. They then sell your home, mortgage it, or transfer ownership. AI is making it worse. Forged documents now slip past checks built for an older era of fraud.
Nationwide says all 13 UK regions posted price rises in the second quarter; however, the market isn't booming or busting. It's treading water, waiting for clarity.
New research found that 49% of Gen Z adults worry their credit history will block them from buying a home in a survey of 2,000 UK adults aged 18 to 28.
"If you are ready to move, conditions are more favourable than they were three months ago" says Zoopla
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.