Browse our commercial mortgage guides: how commercial mortgages work, how lenders assess deals, deposits, rates and fees, bridging finance, semi-commercial property, bad credit, and sector-specific finance for hotels, pubs, farms and care homes.
Commercial Mortgage Guides
An educational guide to buy to sell mortgages: what they are, how they work, typical terms and deposits, transaction costs, and practical considerations for investors and property refurbishments.
A practical guide to commercial farm mortgages and agricultural lending in the UK, what they are, what lenders look for, typical deposits and loan-to-value (LTV), and how credit history and property type can affect outcomes.
A clear comparison of commercial and residential mortgages in the UK, covering how they work, typical terms, deposits, loan-to-value (LTV), costs and regulation.
An educational guide to commercial bridging finance: what it is, common use cases, how it works, how quickly funding can be arranged, what drives approval speed, non-status options, typical costs and risks, and how it compares with longer-term commercial mortgages.
A practical comparison of commercial mortgages and buy-to-let mortgages, covering how lenders assess applications, typical deposit and affordability approaches, and the main risks and considerations for property investors.
A UK commercial mortgage guide covering deposits and LTV, borrowing, rates and fees, lender criteria, the application process, risks and FAQs.
An educational guide to semi-commercial mortgages for mixed-use properties, including how lenders may classify them, how valuation and underwriting typically work, and the main factors that influence lending.
Learn what drives commercial mortgage rates in the UK, how rate structures work, and what lenders typically consider when pricing borrowing for commercial property.
A practical guide to securing commercial finance for buying a hotel in the UK, including deposit expectations, how lenders assess hotel businesses, what to prepare for an application, and alternative funding routes.
Learn how mortgages work for flats above shops and homes next to or near commercial premises, what lenders typically focus on, and how deposit, valuation and affordability may be affected.
Practical, business-focused guides on every part of commercial property finance: how commercial mortgages work, how lenders assess deals, deposits, rates and fees, bridging finance and semi-commercial property, bad credit, and sector-specific lending.
Whether you're buying business premises, refinancing an investment property, comparing bridging against term lending, or exploring a specialist sector such as hotels, pubs, farms or care homes, these guides are designed to help you understand the options.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.