Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Sort order: Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,179

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Valuation fee	£100
True cost	£220,179

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,179

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Valuation fee	£100
True cost	£220,179

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,502

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£999
Valuation fee	£100
True cost	£220,502

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,502

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£999
Valuation fee	£100
True cost	£220,502

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.27%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,201

Interest Loan × initial rate	£878
Repayment Capital repayment	£323
Total monthly payment	£1,201

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,776

Monthly payments (initial) £1,201 × 24 months	£28,821
Capital remaining	£191,856
Valuation fee	£100
True cost	£220,776

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.27%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,201

Interest Loan × initial rate	£878
Repayment Capital repayment	£323
Total monthly payment	£1,201

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,776

Monthly payments (initial) £1,201 × 24 months	£28,821
Capital remaining	£191,856
Valuation fee	£100
True cost	£220,776

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.27%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,201

Interest Loan × initial rate	£878
Repayment Capital repayment	£323
Total monthly payment	£1,201

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,776

Monthly payments (initial) £1,201 × 24 months	£28,821
Capital remaining	£191,856
Valuation fee	£100
True cost	£220,776

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.27%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,201

Interest Loan × initial rate	£878
Repayment Capital repayment	£323
Total monthly payment	£1,201

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,776

Monthly payments (initial) £1,201 × 24 months	£28,821
Capital remaining	£191,856
Valuation fee	£100
True cost	£220,776

Excludes mortgage advice fees, legal fees and early repayment charges.

Barclays Bank

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.30%

Fixed

25 months

Initial term	25 months
Fixed until	31 Dec 2028

£1,204

Interest Loan × initial rate	£883
Repayment Capital repayment	£321
Total monthly payment	£1,204

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£115

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£126
Redemption admin fee	£80
Total fees	£115

£220,831

Monthly payments (initial) £1,204 × 24 months	£28,906
Capital remaining	£191,890
Telegraphic transfer fee	£35
True cost	£220,831

Excludes mortgage advice fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.33%

Fixed

2 years

2 years fixed

£1,208

Interest Loan × initial rate	£888
Repayment Capital repayment	£320
Total monthly payment	£1,208

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,915

Monthly payments (initial) £1,208 × 24 months	£28,991
Capital remaining	£191,924
True cost	£220,915

Excludes mortgage advice fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.33%

Fixed

2 years

2 years fixed

£1,208

Interest Loan × initial rate	£888
Repayment Capital repayment	£320
Total monthly payment	£1,208

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,915

Monthly payments (initial) £1,208 × 24 months	£28,991
Capital remaining	£191,924
True cost	£220,915

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes mortgage advice fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.33%

Fixed

27 months

Initial term	27 months
Fixed until	1 Feb 2029

£1,208

Interest Loan × initial rate	£888
Repayment Capital repayment	£320
Total monthly payment	£1,208

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£124

Fee	Amount
Lender conveyancing fee	£150
Telegraphic transfer fee	£25
Total fees	£124

£220,940

Monthly payments (initial) £1,208 × 24 months	£28,991
Capital remaining	£191,924
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£220,940

Excludes mortgage advice fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

25 months

Initial term	25 months
Fixed until	31 Dec 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,970

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£15
True cost	£220,970

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes mortgage advice fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

27 months

Initial term	27 months
Fixed until	1 Feb 2029

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£124

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£150
Total fees	£124

£220,980

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£220,980

Excludes mortgage advice fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.48%

Fixed

2 years

2 years fixed

£1,226

Interest Loan × initial rate	£913
Repayment Capital repayment	£312
Total monthly payment	£1,226

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£221,013

Monthly payments (initial) £1,226 × 24 months	£29,419
Capital remaining	£192,094
Less cashback	£-500
True cost	£221,013

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Arrangement fee	£999
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes mortgage advice fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

26 months

Initial term	26 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes mortgage advice fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

2 years

2 years fixed

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999

£221,078

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Arrangement fee	£999
True cost	£221,078

Excludes mortgage advice fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

2 years

2 years fixed

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999

£221,078

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Arrangement fee	£999
True cost	£221,078

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.10%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,181

Interest Loan × initial rate	£850
Repayment Capital repayment	£331
Total monthly payment	£1,181

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,099

Monthly payments (initial) £1,181 × 24 months	£28,341
Capital remaining	£191,659
Arrangement fee	£999
Valuation fee	£100
True cost	£221,099

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.10%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,181

Interest Loan × initial rate	£850
Repayment Capital repayment	£331
Total monthly payment	£1,181

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,099

Monthly payments (initial) £1,181 × 24 months	£28,341
Capital remaining	£191,659
Arrangement fee	£999
Valuation fee	£100
True cost	£221,099

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.10%

Fixed

28 months

Initial term	28 months
Fixed until	31 Mar 2029

£1,181

Interest Loan × initial rate	£850
Repayment Capital repayment	£331
Total monthly payment	£1,181

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,099

Monthly payments (initial) £1,181 × 24 months	£28,341
Capital remaining	£191,659
Arrangement fee	£999
Valuation fee	£100
True cost	£221,099

Excludes mortgage advice fees, legal fees and early repayment charges.

Halifax

28mo fixed

5.12%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £220,179
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.12%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £220,179
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.95%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,502
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

28mo fixed

4.95%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,502
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

28mo fixed

5.27%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,201
True cost: £220,776
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.27%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,201
True cost: £220,776
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.27%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,201
True cost: £220,776
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.27%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,201
True cost: £220,776
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Barclays Bank

25mo fixed

5.30%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,204
True cost: £220,831
Initial term: 25 months
Total fees: £115
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.33%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,208
True cost: £220,915
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.33%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,208
True cost: £220,915
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

26mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 26 months
Total fees: £17
Max LTV: 80.0%

HSBC

26mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 26 months
Total fees: £17
Max LTV: 85.0%

Virgin Money

27mo fixed

5.33%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,208
True cost: £220,940
Initial term: 27 months
Total fees: £124
Max LTV: 80.0%

Bank Of Ireland

25mo fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,970
Initial term: 25 months
Total fees: £210
Max LTV: 90.0%

Halifax

28mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Virgin Money

27mo fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,980
Initial term: 27 months
Total fees: £124
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.48%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,226
True cost: £221,013
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

26mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 26 months
Total fees: £17
Max LTV: 80.0%

HSBC

26mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 26 months
Total fees: £17
Max LTV: 85.0%

HSBC

26mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 26 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

26mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 26 months
Total fees: £1,016
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.12%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £221,078
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.12%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £221,078
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Halifax

28mo fixed

5.10%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,181
True cost: £221,099
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

28mo fixed

5.10%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,181
True cost: £221,099
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

28mo fixed

5.10%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,181
True cost: £221,099
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Get in touch

We are your online mortgage advisers, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any mortgage advice fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.