Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,165

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Title deeds admin fee	£85
Total fees	£1,165

£219,762

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£995
True cost	£219,762

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,165

Fee	Amount
Arrangement fee	£995
Lender conveyancing fee	£118
Title deeds admin fee	£85
Title deeds admin fee	£85
Total fees	£1,165

£219,762

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£995
True cost	£219,762

Excludes broker fees, legal fees and early repayment charges.

Coventry Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

29 months

Initial term	29 months
Fixed until	28 Feb 2029

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£133

Fee	Amount
Telegraphic transfer fee	£8
Total fees	£133

£219,769

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Telegraphic transfer fee	£8
Other	£125
True cost	£219,769

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

2 years

2 years fixed

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Redemption admin fee	£50
Title deeds admin fee	£50
Total fees	£100

£219,960

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
True cost	£219,960

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

2 years

2 years fixed

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Title deeds admin fee	£50
Redemption admin fee	£50
Total fees	£100

£219,960

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
True cost	£219,960

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

2 years

2 years fixed

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£170

Fee	Amount
Lender conveyancing fee	£118
Title deeds admin fee	£85
Title deeds admin fee	£85
Total fees	£170

£219,960

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
True cost	£219,960

Excludes broker fees, legal fees and early repayment charges.

West Bromwich Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

This is an exclusive mortgage product.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.11%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,182

Interest Loan × initial rate	£852
Repayment Capital repayment	£330
Total monthly payment	£1,182

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£125

Fee	Amount
Lender conveyancing fee	£353
Other	£125
Total fees	£125

£220,039

Monthly payments (initial) £1,182 × 24 months	£28,369
Capital remaining	£191,671
True cost	£220,039

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.11%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,182

Interest Loan × initial rate	£852
Repayment Capital repayment	£330
Total monthly payment	£1,182

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,054

Monthly payments (initial) £1,182 × 24 months	£28,369
Capital remaining	£191,671
Telegraphic transfer fee	£15
True cost	£220,054

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.11%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,182

Interest Loan × initial rate	£852
Repayment Capital repayment	£330
Total monthly payment	£1,182

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,054

Monthly payments (initial) £1,182 × 24 months	£28,369
Capital remaining	£191,671
Telegraphic transfer fee	£15
True cost	£220,054

Excludes broker fees, legal fees and early repayment charges.

NatWest

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.17%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,189

Interest Loan × initial rate	£862
Repayment Capital repayment	£327
Total monthly payment	£1,189

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£30

Fee	Amount
Telegraphic transfer fee	£30
Lender conveyancing fee	£118
Total fees	£30
Cashback	−£250

£220,058

Monthly payments (initial) £1,189 × 24 months	£28,538
Capital remaining	£191,740
Telegraphic transfer fee	£30
Less cashback	£-250
True cost	£220,058

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,060

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Valuation fee	£100
True cost	£220,060

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,060

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Valuation fee	£100
True cost	£220,060

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.18%

Fixed

28 months

Initial term	28 months
Fixed until	2 Jan 2029

£1,190

Interest Loan × initial rate	£863
Repayment Capital repayment	£327
Total monthly payment	£1,190

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£475

Fee	Amount
Other	£225
Total fees	£475
Cashback	−£250

£220,068

Monthly payments (initial) £1,190 × 24 months	£28,566
Capital remaining	£191,752
Clawback fee	£250
Less cashback	£-250
True cost	£220,068

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.93%

Fixed

28 months

Initial term	28 months
Fixed until	2 Jan 2029

£1,161

Interest Loan × initial rate	£822
Repayment Capital repayment	£339
Total monthly payment	£1,161

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,474

Fee	Amount
Booking fee	£999
Other	£225
Total fees	£1,474
Cashback	−£250

£220,072

Monthly payments (initial) £1,161 × 24 months	£27,865
Capital remaining	£191,458
Booking fee	£999
Clawback fee	£250
Less cashback	£-250
True cost	£220,072

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210
Cashback	−£300

£220,073

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£15
Less cashback	£-300
True cost	£220,073

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.11%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,182

Interest Loan × initial rate	£852
Repayment Capital repayment	£330
Total monthly payment	£1,182

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£234

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£120
Other	£199
Total fees	£234

£220,074

Monthly payments (initial) £1,182 × 24 months	£28,369
Capital remaining	£191,671
Telegraphic transfer fee	£35
True cost	£220,074

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Arrangement fee	£995
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£1,205
Cashback	−£300

£220,113

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£995
Telegraphic transfer fee	£15
Less cashback	£-300
True cost	£220,113

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Arrangement fee	£995
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£1,205
Cashback	−£300

£220,113

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£995
Telegraphic transfer fee	£15
Less cashback	£-300
True cost	£220,113

Excludes broker fees, legal fees and early repayment charges.

NatWest

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.13%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,184

Interest Loan × initial rate	£855
Repayment Capital repayment	£329
Total monthly payment	£1,184

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£30

Fee	Amount
Telegraphic transfer fee	£30
Lender conveyancing fee	£118
Total fees	£30

£220,149

Monthly payments (initial) £1,184 × 24 months	£28,425
Capital remaining	£191,694
Telegraphic transfer fee	£30
True cost	£220,149

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.89%

Fixed

2 years

2 years fixed

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,095

Fee	Amount
Arrangement fee	£995
Redemption admin fee	£50
Title deeds admin fee	£50
Total fees	£1,095

£220,159

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Arrangement fee	£995
True cost	£220,159

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.89%

Fixed

2 years

2 years fixed

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,095

Fee	Amount
Arrangement fee	£995
Title deeds admin fee	£50
Redemption admin fee	£50
Total fees	£1,095

£220,159

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Arrangement fee	£995
True cost	£220,159

Excludes broker fees, legal fees and early repayment charges.

Principality Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.93%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,161

Interest Loan × initial rate	£822
Repayment Capital repayment	£339
Total monthly payment	£1,161

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£968

Fee	Amount
Telegraphic transfer fee	£8
Arrangement fee	£895
Lender conveyancing fee	£150
Other	£65
Total fees	£968

£220,226

Monthly payments (initial) £1,161 × 24 months	£27,865
Capital remaining	£191,458
Telegraphic transfer fee	£8
Arrangement fee	£895
True cost	£220,226

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.22%

Fixed

28 months

Initial term	28 months
Fixed until	2 Jan 2029

£1,195

Interest Loan × initial rate	£870
Repayment Capital repayment	£325
Total monthly payment	£1,195

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£475

Fee	Amount
Other	£225
Total fees	£475
Cashback	−£250

£220,227

Monthly payments (initial) £1,195 × 24 months	£28,679
Capital remaining	£191,798
Clawback fee	£250
Less cashback	£-250
True cost	£220,227

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.99%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£220,228

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,228

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.99%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£220,228

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,228

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.97%

Fixed

28 months

Initial term	28 months
Fixed until	2 Jan 2029

£1,166

Interest Loan × initial rate	£828
Repayment Capital repayment	£337
Total monthly payment	£1,166

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,474

Fee	Amount
Booking fee	£999
Other	£225
Total fees	£1,474
Cashback	−£250

£220,231

Monthly payments (initial) £1,166 × 24 months	£27,977
Capital remaining	£191,506
Booking fee	£999
Clawback fee	£250
Less cashback	£-250
True cost	£220,231

Excludes broker fees, legal fees and early repayment charges.

Barclays Bank

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£115

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£126
Redemption admin fee	£80
Total fees	£115

£220,233

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Telegraphic transfer fee	£35
True cost	£220,233

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.90%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,233

Fee	Amount
Arrangement fee	£999
Telegraphic transfer fee	£35
Lender conveyancing fee	£120
Other	£199
Total fees	£1,233

£220,238

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
Arrangement fee	£999
Telegraphic transfer fee	£35
True cost	£220,238

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£705

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£495
Application fee	£195
Total fees	£705

£220,271

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Telegraphic transfer fee	£15
Arrangement fee	£495
True cost	£220,271

Excludes broker fees, legal fees and early repayment charges.

Principality Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

26 months

Initial term	26 months
Fixed until	30 Nov 2028

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£968

Fee	Amount
Lender conveyancing fee	£150
Telegraphic transfer fee	£8
Arrangement fee	£895
Other	£65
Total fees	£968

£220,306

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Telegraphic transfer fee	£8
Arrangement fee	£895
True cost	£220,306

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

2yr fixed

4.79%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,145
True cost: £219,762
Initial term: 2 years
Total fees: £1,165
Max LTV: 80.0%

Progressive Building Society

2yr fixed

4.79%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,145
True cost: £219,762
Initial term: 2 years
Total fees: £1,165
Max LTV: 85.0%

Coventry Building Society

29mo fixed

5.04%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £219,769
Initial term: 29 months
Total fees: £133
Max LTV: 85.0%

Scottish Building Society

2yr fixed

5.09%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £219,960
Initial term: 2 years
Total fees: £100
Max LTV: 80.0%

Scottish Building Society

2yr fixed

5.09%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £219,960
Initial term: 2 years
Total fees: £100
Max LTV: 80.0%

Progressive Building Society

2yr fixed

5.09%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £219,960
Initial term: 2 years
Total fees: £170
Max LTV: 80.0%

West Bromwich Building Society

27mo fixed

5.11%

Free valuation

No arrangement fee

Exclusive

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,182
True cost: £220,039
Initial term: 27 months
Total fees: £125
Max LTV: 80.0%

Bank Of Ireland

27mo fixed

5.11%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,182
True cost: £220,054
Initial term: 27 months
Total fees: £210
Max LTV: 90.0%

Bank Of Ireland

27mo fixed

5.11%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,182
True cost: £220,054
Initial term: 27 months
Total fees: £210
Max LTV: 90.0%

NatWest

26mo fixed

5.17%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,189
True cost: £220,058
Initial term: 26 months
Total fees: £30
Max LTV: 85.0%

Halifax

27mo fixed

5.09%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £220,060
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

5.09%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £220,060
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Santander UK Plc

28mo fixed

5.18%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,190
True cost: £220,068
Initial term: 28 months
Total fees: £475
Max LTV: 85.0%

Santander UK Plc

28mo fixed

4.93%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,161
True cost: £220,072
Initial term: 28 months
Total fees: £1,474
Max LTV: 85.0%

Bank Of Ireland

27mo fixed

5.19%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £220,073
Initial term: 27 months
Total fees: £210
Max LTV: 85.0%

Leeds Building Society

26mo fixed

5.11%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,182
True cost: £220,074
Initial term: 26 months
Total fees: £234
Max LTV: 85.0%

Bank Of Ireland

27mo fixed

4.95%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,113
Initial term: 27 months
Total fees: £1,205
Max LTV: 85.0%

Bank Of Ireland

27mo fixed

4.95%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,113
Initial term: 27 months
Total fees: £1,205
Max LTV: 85.0%

NatWest

26mo fixed

5.13%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,184
True cost: £220,149
Initial term: 26 months
Total fees: £30
Max LTV: 80.0%

Scottish Building Society

2yr fixed

4.89%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,156
True cost: £220,159
Initial term: 2 years
Total fees: £1,095
Max LTV: 80.0%

Scottish Building Society

2yr fixed

4.89%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,156
True cost: £220,159
Initial term: 2 years
Total fees: £1,095
Max LTV: 80.0%

Principality Building Society

26mo fixed

4.93%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,161
True cost: £220,226
Initial term: 26 months
Total fees: £968
Max LTV: 80.0%

Santander UK Plc

28mo fixed

5.22%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,195
True cost: £220,227
Initial term: 28 months
Total fees: £475
Max LTV: 85.0%

HSBC

25mo fixed

4.99%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,168
True cost: £220,228
Initial term: 25 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

25mo fixed

4.99%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,168
True cost: £220,228
Initial term: 25 months
Total fees: £1,016
Max LTV: 85.0%

Santander UK Plc

28mo fixed

4.97%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,166
True cost: £220,231
Initial term: 28 months
Total fees: £1,474
Max LTV: 85.0%

Barclays Bank

27mo fixed

5.15%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £220,233
Initial term: 27 months
Total fees: £115
Max LTV: 80.0%

Leeds Building Society

26mo fixed

4.90%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,158
True cost: £220,238
Initial term: 26 months
Total fees: £1,233
Max LTV: 80.0%

Bank Of Ireland

27mo fixed

5.04%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £220,271
Initial term: 27 months
Total fees: £705
Max LTV: 85.0%

Principality Building Society

26mo fixed

4.95%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,306
Initial term: 26 months
Total fees: £968
Max LTV: 85.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.