Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Sort order: Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,179

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Valuation fee	£100
True cost	£220,179

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,179

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Valuation fee	£100
True cost	£220,179

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,502

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£999
Valuation fee	£100
True cost	£220,502

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.95%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,163

Interest Loan × initial rate	£825
Repayment Capital repayment	£338
Total monthly payment	£1,163

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,502

Monthly payments (initial) £1,163 × 24 months	£27,921
Capital remaining	£191,482
Arrangement fee	£999
Valuation fee	£100
True cost	£220,502

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.39%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,215

Interest Loan × initial rate	£898
Repayment Capital repayment	£317
Total monthly payment	£1,215

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£220,921

Monthly payments (initial) £1,215 × 24 months	£29,162
Capital remaining	£191,992
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,921

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,970

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£15
True cost	£220,970

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.32%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,207

Interest Loan × initial rate	£887
Repayment Capital repayment	£320
Total monthly payment	£1,207

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,975

Monthly payments (initial) £1,207 × 24 months	£28,962
Capital remaining	£191,913
Valuation fee	£100
True cost	£220,975

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£350

£221,020

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,020

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,024

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,024

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£250

£221,124

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-250
True cost	£221,124

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£1,016
Cashback	−£250

£221,124

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£221,124

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.22%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,195

Interest Loan × initial rate	£870
Repayment Capital repayment	£325
Total monthly payment	£1,195

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£995
Application fee	£195
Total fees	£1,205
Cashback	−£300

£221,187

Monthly payments (initial) £1,195 × 24 months	£28,679
Capital remaining	£191,798
Telegraphic transfer fee	£15
Arrangement fee	£995
Less cashback	£-300
True cost	£221,187

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,223

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£221,223

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£221,223

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£221,223

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.54%

Fixed

2 years

2 years fixed

£1,233

Interest Loan × initial rate	£923
Repayment Capital repayment	£310
Total monthly payment	£1,233

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£221,252

Monthly payments (initial) £1,233 × 24 months	£29,591
Capital remaining	£192,161
Less cashback	£-500
True cost	£221,252

Excludes broker fees, legal fees and early repayment charges.

HSBC

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.16%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,188

Interest Loan × initial rate	£860
Repayment Capital repayment	£328
Total monthly payment	£1,188

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016

£221,254

Monthly payments (initial) £1,188 × 24 months	£28,510
Capital remaining	£191,729
Telegraphic transfer fee	£17
Arrangement fee	£999
True cost	£221,254

Excludes broker fees, legal fees and early repayment charges.

HSBC

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.16%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,188

Interest Loan × initial rate	£860
Repayment Capital repayment	£328
Total monthly payment	£1,188

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016

£221,254

Monthly payments (initial) £1,188 × 24 months	£28,510
Capital remaining	£191,729
Telegraphic transfer fee	£17
Arrangement fee	£999
True cost	£221,254

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,297

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Arrangement fee	£999
Valuation fee	£100
True cost	£221,297

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,297

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Arrangement fee	£999
Valuation fee	£100
True cost	£221,297

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,297

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Arrangement fee	£999
Valuation fee	£100
True cost	£221,297

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

26 months

Initial term	26 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£221,297

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Arrangement fee	£999
Valuation fee	£100
True cost	£221,297

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£221,313

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
True cost	£221,313

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£221,313

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
True cost	£221,313

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.49%

Fixed

27 months

Initial term	27 months
Fixed until	31 Jan 2029

£1,227

Interest Loan × initial rate	£915
Repayment Capital repayment	£312
Total monthly payment	£1,227

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£221,320

Monthly payments (initial) £1,227 × 24 months	£29,448
Capital remaining	£192,105
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£221,320

Excludes broker fees, legal fees and early repayment charges.

Halifax

26mo fixed

5.12%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £220,179
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.12%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £220,179
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

4.95%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,502
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

26mo fixed

4.95%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,163
True cost: £220,502
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

HSBC

27mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 27 months
Total fees: £17
Max LTV: 80.0%

HSBC

27mo fixed

5.39%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,215
True cost: £220,921
Initial term: 27 months
Total fees: £17
Max LTV: 85.0%

Bank Of Ireland

26mo fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,970
Initial term: 26 months
Total fees: £210
Max LTV: 90.0%

Halifax

26mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

Halifax

26mo fixed

5.32%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,207
True cost: £220,975
Initial term: 26 months
Total fees: £100
Max LTV: 80.0%

HSBC

27mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 27 months
Total fees: £17
Max LTV: 80.0%

HSBC

27mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,020
Initial term: 27 months
Total fees: £17
Max LTV: 85.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,024
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,124
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,124
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Bank Of Ireland

26mo fixed

5.22%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,195
True cost: £221,187
Initial term: 26 months
Total fees: £1,205
Max LTV: 85.0%

HSBC

27mo fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £221,223
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £221,223
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.54%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,233
True cost: £221,252
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

27mo fixed

5.16%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,188
True cost: £221,254
Initial term: 27 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

27mo fixed

5.16%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,188
True cost: £221,254
Initial term: 27 months
Total fees: £1,016
Max LTV: 85.0%

Halifax

26mo fixed

5.15%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £221,297
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

26mo fixed

5.15%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £221,297
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

26mo fixed

5.15%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £221,297
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

26mo fixed

5.15%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £221,297
Initial term: 26 months
Total fees: £1,099
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,313
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.43%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £221,313
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

27mo fixed

5.49%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,227
True cost: £221,320
Initial term: 27 months
Total fees: £17
Max LTV: 90.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.