Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Sort order: Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Total fees	£1,080

£219,762

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£995
True cost	£219,762

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Total fees	£1,080

£219,762

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£995
True cost	£219,762

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

2 years

2 years fixed

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£85

Fee	Amount
Lender conveyancing fee	£118
Title deeds admin fee	£85
Total fees	£85

£219,960

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
True cost	£219,960

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.99%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£1,016
Cashback	−£350

£220,228

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,228

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

4.99%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£220,228

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£220,228

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.17%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,189

Interest Loan × initial rate	£862
Repayment Capital repayment	£327
Total monthly payment	£1,189

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,378

Monthly payments (initial) £1,189 × 24 months	£28,538
Capital remaining	£191,740
Valuation fee	£100
True cost	£220,378

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.17%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,189

Interest Loan × initial rate	£862
Repayment Capital repayment	£327
Total monthly payment	£1,189

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,378

Monthly payments (initial) £1,189 × 24 months	£28,538
Capital remaining	£191,740
Valuation fee	£100
True cost	£220,378

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.20%

Fixed

2 years

2 years fixed

£1,193

Interest Loan × initial rate	£867
Repayment Capital repayment	£326
Total monthly payment	£1,193

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£85

Fee	Amount
Lender conveyancing fee	£118
Title deeds admin fee	£85
Total fees	£85

£220,398

Monthly payments (initial) £1,193 × 24 months	£28,622
Capital remaining	£191,775
True cost	£220,398

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.29%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,203

Interest Loan × initial rate	£882
Repayment Capital repayment	£322
Total monthly payment	£1,203

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£220,423

Monthly payments (initial) £1,203 × 24 months	£28,877
Capital remaining	£191,879
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,423

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.29%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,203

Interest Loan × initial rate	£882
Repayment Capital repayment	£322
Total monthly payment	£1,203

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£350

£220,423

Monthly payments (initial) £1,203 × 24 months	£28,877
Capital remaining	£191,879
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,423

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£1,016
Cashback	−£350

£220,427

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£220,427

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.04%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£350

£220,427

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£220,427

Excludes broker fees, legal fees and early repayment charges.

Furness Building Society

Includes £1,000 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

2 years

2 years fixed

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,144

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£105
Telegraphic transfer fee	£25
Other	£120
Total fees	£1,144
Cashback	−£1,000

£220,581

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Arrangement fee	£999
Telegraphic transfer fee	£25
Less cashback	£-1,000
True cost	£220,581

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.25%

Fixed

2 years

2 years fixed

£1,199

Interest Loan × initial rate	£875
Repayment Capital repayment	£324
Total monthly payment	£1,199

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£85

Fee	Amount
Lender conveyancing fee	£118
Title deeds admin fee	£85
Total fees	£85

£220,597

Monthly payments (initial) £1,199 × 24 months	£28,764
Capital remaining	£191,833
True cost	£220,597

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.00%

Fixed

2 years

2 years fixed

£1,169

Interest Loan × initial rate	£833
Repayment Capital repayment	£336
Total monthly payment	£1,169

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Total fees	£1,080

£220,597

Monthly payments (initial) £1,169 × 24 months	£28,060
Capital remaining	£191,541
Arrangement fee	£995
True cost	£220,597

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.38%

Fixed

2 years

2 years fixed

£1,214

Interest Loan × initial rate	£897
Repayment Capital repayment	£317
Total monthly payment	£1,214

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£220,614

Monthly payments (initial) £1,214 × 24 months	£29,133
Capital remaining	£191,981
Less cashback	£-500
True cost	£220,614

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.26%

Fixed

2 years

2 years fixed

£1,200

Interest Loan × initial rate	£877
Repayment Capital repayment	£323
Total monthly payment	£1,200

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,636

Monthly payments (initial) £1,200 × 24 months	£28,792
Capital remaining	£191,844
True cost	£220,636

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.26%

Fixed

2 years

2 years fixed

£1,200

Interest Loan × initial rate	£877
Repayment Capital repayment	£323
Total monthly payment	£1,200

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,636

Monthly payments (initial) £1,200 × 24 months	£28,792
Capital remaining	£191,844
True cost	£220,636

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.14%

Fixed

2 years

2 years fixed

£1,186

Interest Loan × initial rate	£857
Repayment Capital repayment	£329
Total monthly payment	£1,186

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£220,658

Monthly payments (initial) £1,186 × 24 months	£28,453
Capital remaining	£191,706
Arrangement fee	£999
Less cashback	£-500
True cost	£220,658

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.00%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,169

Interest Loan × initial rate	£833
Repayment Capital repayment	£336
Total monthly payment	£1,169

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,701

Monthly payments (initial) £1,169 × 24 months	£28,060
Capital remaining	£191,541
Arrangement fee	£999
Valuation fee	£100
True cost	£220,701

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.00%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,169

Interest Loan × initial rate	£833
Repayment Capital repayment	£336
Total monthly payment	£1,169

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,701

Monthly payments (initial) £1,169 × 24 months	£28,060
Capital remaining	£191,541
Arrangement fee	£999
Valuation fee	£100
True cost	£220,701

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£220,722

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,722

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£220,722

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£220,722

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£250

£220,726

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-250
True cost	£220,726

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.09%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,180

Interest Loan × initial rate	£848
Repayment Capital repayment	£331
Total monthly payment	£1,180

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£250

£220,726

Monthly payments (initial) £1,180 × 24 months	£28,313
Capital remaining	£191,647
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-250
True cost	£220,726

Excludes broker fees, legal fees and early repayment charges.

Coventry Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.29%

Fixed

29 months

Initial term	29 months
Fixed until	28 Feb 2029

£1,203

Interest Loan × initial rate	£882
Repayment Capital repayment	£322
Total monthly payment	£1,203

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£133

Fee	Amount
Telegraphic transfer fee	£8
Total fees	£133

£220,764

Monthly payments (initial) £1,203 × 24 months	£28,877
Capital remaining	£191,879
Telegraphic transfer fee	£8
Other	£125
True cost	£220,764

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.29%

Fixed

28 months

Initial term	28 months
Fixed until	31 Jan 2029

£1,203

Interest Loan × initial rate	£882
Repayment Capital repayment	£322
Total monthly payment	£1,203

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£234

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£120
Other	£199
Total fees	£234

£220,791

Monthly payments (initial) £1,203 × 24 months	£28,877
Capital remaining	£191,879
Telegraphic transfer fee	£35
True cost	£220,791

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£220,813

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
Less cashback	£-500
True cost	£220,813

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.14%

Fixed

25 months

Initial term	25 months
Fixed until	31 Oct 2028

£1,186

Interest Loan × initial rate	£857
Repayment Capital repayment	£329
Total monthly payment	£1,186

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Arrangement fee	£999
Total fees	£1,016
Cashback	−£350

£220,825

Monthly payments (initial) £1,186 × 24 months	£28,453
Capital remaining	£191,706
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£220,825

Excludes broker fees, legal fees and early repayment charges.

Leeds Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.30%

Fixed

28 months

Initial term	28 months
Fixed until	31 Jan 2029

£1,204

Interest Loan × initial rate	£883
Repayment Capital repayment	£321
Total monthly payment	£1,204

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£234

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£120
Other	£199
Total fees	£234

£220,831

Monthly payments (initial) £1,204 × 24 months	£28,906
Capital remaining	£191,890
Telegraphic transfer fee	£35
True cost	£220,831

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

2yr fixed

4.79%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,145
True cost: £219,762
Initial term: 2 years
Total fees: £1,080
Max LTV: 80.0%

Progressive Building Society

2yr fixed

4.79%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,145
True cost: £219,762
Initial term: 2 years
Total fees: £1,080
Max LTV: 85.0%

Progressive Building Society

2yr fixed

5.09%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £219,960
Initial term: 2 years
Total fees: £85
Max LTV: 80.0%

HSBC

25mo fixed

4.99%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,168
True cost: £220,228
Initial term: 25 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

25mo fixed

4.99%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,168
True cost: £220,228
Initial term: 25 months
Total fees: £1,016
Max LTV: 85.0%

Halifax

27mo fixed

5.17%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,189
True cost: £220,378
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

5.17%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,189
True cost: £220,378
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Progressive Building Society

2yr fixed

5.20%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,193
True cost: £220,398
Initial term: 2 years
Total fees: £85
Max LTV: 85.0%

HSBC

25mo fixed

5.29%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,203
True cost: £220,423
Initial term: 25 months
Total fees: £17
Max LTV: 80.0%

HSBC

25mo fixed

5.29%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,203
True cost: £220,423
Initial term: 25 months
Total fees: £17
Max LTV: 85.0%

HSBC

25mo fixed

5.04%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £220,427
Initial term: 25 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

25mo fixed

5.04%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,174
True cost: £220,427
Initial term: 25 months
Total fees: £1,016
Max LTV: 85.0%

Furness Building Society

2yr fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £220,581
Initial term: 2 years
Total fees: £1,144
Max LTV: 90.0%

Progressive Building Society

2yr fixed

5.25%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,199
True cost: £220,597
Initial term: 2 years
Total fees: £85
Max LTV: 90.0%

Progressive Building Society

2yr fixed

5.00%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,169
True cost: £220,597
Initial term: 2 years
Total fees: £1,080
Max LTV: 90.0%

Nationwide Building Society

2yr fixed

5.38%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,214
True cost: £220,614
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.26%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,200
True cost: £220,636
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.26%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,200
True cost: £220,636
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.14%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,186
True cost: £220,658
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Halifax

27mo fixed

5.00%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,169
True cost: £220,701
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

5.00%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,169
True cost: £220,701
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

HSBC

25mo fixed

5.34%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,722
Initial term: 25 months
Total fees: £17
Max LTV: 80.0%

HSBC

25mo fixed

5.34%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,722
Initial term: 25 months
Total fees: £17
Max LTV: 85.0%

HSBC

25mo fixed

5.09%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £220,726
Initial term: 25 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

25mo fixed

5.09%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,180
True cost: £220,726
Initial term: 25 months
Total fees: £1,016
Max LTV: 85.0%

Coventry Building Society

29mo fixed

5.29%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,203
True cost: £220,764
Initial term: 29 months
Total fees: £133
Max LTV: 85.0%

Leeds Building Society

28mo fixed

5.29%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,203
True cost: £220,791
Initial term: 28 months
Total fees: £234
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.43%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £220,813
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

25mo fixed

5.14%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,186
True cost: £220,825
Initial term: 25 months
Total fees: £1,016
Max LTV: 90.0%

Leeds Building Society

28mo fixed

5.30%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,204
True cost: £220,831
Initial term: 28 months
Total fees: £234
Max LTV: 85.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: hello@cyborg.finance
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.