First Time Buyer Guide to buying your own home.
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
Cut NHS wait times with private medical care and private hospitals.
Pay off your mortgage if you or your partner die.
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
Remortgage with The Mortgage Works (TMW)
The Mortgage Works (TMW) has two types of remortgage products. The first is for existing customers and the other for new customers.
When your current The Mortgage Works (TMW) deal is coming to an end or if you are on The Mortgage Works (TMW) Variable Rate. You can switch to a new deal with The Mortgage Works (TMW). You can also borrow more at the same time.
We can switch your mortgage with The Mortgage Works (TMW). It is quick, with no legal fees or valuation fees. You can even do this a few months before your current rate expires.
But... The Mortgage Works (TMW) often prices existing customer mortgages at a higher rate than a remortgage. It's better to compare The Mortgage Works (TMW) to the 90+ Other lenders. It is free with Cyborg Finance.
You could save money by asking us to move your current mortgage to The Mortgage Works (TMW). You can remortgage if your existing mortgage deal is coming to an end or you are on the lender's Variable Rate.
But... we often have better mortgages with other lenders. That can be a lower mortgage rate or better mortgage features than The Mortgage Works (TMW). It's better to compare to the 90+ lenders, and it is free with Cyborg Finance.
ou can remortgage with The Mortgage Works (TMW) direct (dont do that) or via Cyborg Finance. Here are some of the most common reasons to Remortgage with The Mortgage Works (TMW) via Cyborg Finance.
We may recommend that you remortgage to The Mortgage Works (TMW). Except we have over 90+ other mortgage lenders. Mortgage Lenders all competing with The Mortgage Works (TMW) for your business.
A broker at The Mortgage Works (TMW) has several mortgage products to offer you, Cyborg Finance have hundreds.
One of the alternatives available from us could mean lower mortgage rates or lower fees.
The Mortgage Works (TMW) has set criteria. Suppose you apply to a mortgage from The Mortgage Works (TMW) which is declined. That is the end, no mortgage.
At Cyborg Finance we not only have the Criteria of The Mortgage Works (TMW). We also have the criteria of 90+ other mortgage lenders. We try to fit you with the best lender that will accept your circumstances on the first try.
If you do get declined, we have all your detail and can try alternative lenders with different criteria or underwriting.
Finding and then completing a mortgage can be a stressful process. Cyborg Finance works for you, its stress-free or at least we try to be.
We can take the administration and handling of the lender away from you. We know what each lender will require from you. Reducing the time spent going back and forth with new requests for information.
When you receive Mortgage Advice from Cyborg Finance, we have a duty of care to you. We must recommend a suitable mortgage and justify why the mortgage you have chosen is right for you. If our advice is not up to scratch, you can complain and get compensation. The Mortgage Works (TMW) does not recommend the most suitable mortgage available in the market. Just from them.
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX