Mortgage Calculators

Mortgage decisions get a lot easier once you can see the numbers. Our free calculators give you instant estimates: how your deposit shapes your loan-to-value, and what it could cost to leave your deal early. No sign-up, no credit check, and nothing is recorded.

Our mortgage calculators

Early repayment charge calculator

Estimate your mortgage early repayment charges over five years. Enter your balance, repayment type and annual ERC percentages to see the cost of leaving at the start of each year.

ltv

Loan-to-value (LTV) calculator

Calculate your mortgage loan-to-value, deposit and equity, then understand how LTV bands, lender valuations and mortgage type may affect your options.

Are the calculators reliable?

Every calculator works from assumptions, so the outputs are illustrations, not quotes. Real borrowing depends on your full circumstances — income, outgoings, credit history and the property itself. Use the mortgage calculators to explore scenarios, then ask us to test the promising ones against live lender criteria.

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Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number

01133 205 902

hello@cyborg.finance

Postal address

31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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