Development finance for commercial and mixed-use schemes — change-of-use conversions and commercial new builds where the exit depends on letting, selling, or refinancing the completed asset.
Commercial Development Finance
Commercial development finance covers mixed-use and commercial schemes — change-of-use conversions, new-build commercial property, and projects where the exit depends on letting, selling, or refinancing the completed asset rather than selling residential units.
Our advisers help you structure the facility around your scheme, present the commercial case to the right lenders, and manage drawdowns and monitoring through to completion and exit.
How our commercial development finance service works
Tell Us About You
Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.
Mortgage Match
We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.
Meet your Expert
We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.
Our wider lender panel
The logos below show our wider lender panel. For your commercial development project, we identify specialist providers whose criteria fit your scheme, funding requirements and exit plan.
Development Finance Guides
An educational guide to bridging finance and development finance, including key differences, typical costs, common scenarios, and how bridge-to-let and commercial projects can fit into a wider property plan.
Learn how auction bridging finance supports fast property purchases, how repayment typically works, what lenders look for, and the key risks and costs to plan for.
A practical guide to land bridging loans for developers and commercial borrowers, how they work, typical costs, timeframes, and the exit strategy lenders look for.
Understand what a land mortgage is, the main types (self-build, agricultural, woodland and commercial development), and the key factors lenders consider: deposit/LTV, planning permission, business plans and affordability.
A guide to the closed Help to Build equity loan scheme and how it worked alongside self-build mortgages, including staged construction funding and the transition to long-term repayment.
A practical guide to self-build mortgages, including how lending is structured, what lenders typically look for, deposit and LTV expectations, how stage payments and inspections work, and how to find the most competitive rates.
A clear overview of closed bridging loans, what they are, how they work, common scenarios, typical repayment structures, and the key risks to consider.
An educational overview of development exit finance: what it is, how it works, how it connects to earlier-stage bridging across the project lifecycle, typical uses, costs and timing, and the key factors lenders consider.
A complete guide to HMO development finance for landlords and property investors—what it is, how it differs from a standard mortgage, what lenders look for, and how to structure a strong, lender-ready application from project plan and market evidence to viability, risk management and exit strategy.
Ready to talk through your commercial development scheme?
Tell us what you're building, the budget, and where you are in the process. One of our advisers will come back with clear, no-pressure guidance on the most suitable funding route — and what to prepare before you apply.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
Looking for a career in Mortgage Advice? View job openings.
We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.