Funding for new builds, conversions, and refurbishments — structured around your project, budget, and exit, with our advisers matching your scheme to the right specialist lenders and managing drawdowns through to completion.
Development Finance
Development finance funds the build, not the borrower. It's structured around your project plan, your budget, and a credible exit — with capital typically released in stages as the works progress. From ground-up new builds and conversions to heavy refurbishments, it's designed for schemes where the value is created during construction.
Our advisers translate your scheme into a lender-ready proposal, match it to the right specialist providers, and manage drawdowns, monitoring, and exit so you can stay focused on delivery.
Ways to use development finance
Most schemes fall into one of four project types. Pick the route that matches what you're building to see how the funding, drawdowns, and exit tend to work in practice.
Finance for individuals building their own home — stage-payment structures, Help to Build equity loan interaction, and refinancing onto a standard mortgage once the property is complete.
Funding to build or refurbish property for the rental market — single units, multi-let, and small portfolio schemes, with a refinance or sale exit on completion.
Funding for residential new builds and smaller development schemes — single plots through to multi-unit estates, with staged drawdowns tied to build milestones.
Development finance for commercial and mixed-use schemes — change-of-use conversions and commercial new builds where the exit depends on letting, selling, or refinancing the completed asset.
How our development finance service works
Tell Us About You
Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.
Mortgage Match
We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.
Meet your Expert
We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.
Lenders we work with
Development finance sits outside mainstream mortgage lending, so the lender panel looks different too — specialist banks, private debt funds, and bespoke bridging and development lenders. We work across that landscape to find a facility that genuinely fits your scheme.
Explore our development finance resources
Guides, case studies, FAQs, and the latest market updates — all in one place.
A practical development finance FAQ covering common questions from home-buyers, buy-to-let investors and developers considering property development funding.
Real development finance projects we've helped fund — scheme details, lender approaches, and how the structure worked in practice.
Development finance market updates — lender criteria changes, funding trends, and what they mean for active and prospective borrowers.
Browse our development finance guides: how development finance works, project budgets and drawdowns, how lenders assess projects, experience and exit routes, and how it compares with bridging and term lending - from self-build and conversions to multi-unit developments.
Ready to talk through your project?
Tell us what you're building, the budget, and where you are in the process. One of our advisers will come back with clear, no-pressure guidance on the most suitable funding route — and what to prepare before you apply.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.