Finance for individuals building their own home — stage-payment structures, Help to Build equity loan interaction, and refinancing onto a standard mortgage once the property is complete.
Self-Build Mortgages
Building your own home means you need funding that works in stages — not a single lump sum on completion. A self-build mortgage releases capital as your project hits key milestones, from foundations to roof-off to final sign-off, so you can pay contractors and suppliers as the build progresses.
Our advisers help you structure the facility around your build programme, navigate the Help to Build equity loan where it applies, and plan the route onto a standard residential mortgage once the property is finished and valued.
How our self-build mortgage service works
Tell Us About You
Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.
Mortgage Match
We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.
Meet your Expert
We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.
Lenders we work with
Self-build mortgages sit outside mainstream high-street lending, so the lender panel looks different too — specialist self-build providers, private banks, and building societies with dedicated construction lending teams. We work across that landscape to find a facility that genuinely fits your project.
Ready to talk through your self-build project?
Tell us what you're building, where you are in the process, and what you need from a self-build mortgage. One of our advisers will come back with clear, no-pressure guidance on the most suitable funding route.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.