The Independent Online Mortgage Adviser

Better than your bank, Cyborg Finance gives holistic mortgage advice. The mortgage broker like no other, Cyborg Finance Mortgage Advisers are aided by cutting edge technology.

Whether you’re investing in property or looking to buy your first home. Expert independent online mortgage advice will make buying your home or property investment easy.


How much can you borrow?

You could borrow up to


Apply Online
This calculator is a rough guide using common assumptions. The total amount you can borrow can vary widely from Lender to Lender and the above is purely an indication of the maximum amount available based on your income for illustrative purposes only. The actual amount you can borrow will take other things into account and the above should only be considered a guide figure.

Why choose Cyborg Finance?

A Cyborg is a person whose abilities are extended beyond human limitations. You shoudnt settle, choose a mortgage adviser beyond human limitations.

No Office Visits

Prior to 2020 had to make appointments with a Bank or Mortgage Broker weeks in advance and visit the office. No More!

At Cyborg Finance, our Qualified and Authorised Mortgage Advisers use technology. You can apply online, supply your documents online and even chat to us online.

Real Humans, Not Robots

Your dedicated Mortgage Adviser at Cyborg Finance is not a computer. It is a human you can message or phone. We are aided by technology; we are not robo-advisers.

Online Enquiry

Our online application will guide you through questions needed to get you a mortgage furthermore get you the best mortgage. Analysed by our algorithm, a preliminary recommendation is proposed. Your dedicated mortgage adviser will confirm and consult you before making a final recommendation.

Better than your bank.

Unlike banks, we have 12,000 options for you, not several. To get you the best mortgage in the market, we work with more than 120 mortgage lenders, including:


A mortgage broker, like no other

Other Brokers

  • 90+ Lenders

  • 20,000+ Mortgage Products

  • Cheapest Deals

  • Online Comparison

  • Online Application

  • Automated Efficiency

  • Dedicated Adviser

  • 24/7 Service

  • Works for you


    Cyborg Finance

    • 90+ Lenders

    • 20,000+ Mortgage Products

    • Cheapest Deals

    • Online Comparison

    • Online Application

    • Automated Efficiency

    • Dedicated Adviser

    • 24/7 Service

    • Works for you

    How Can An Independent Mortgage Adviser Help?

    Being an independent mortgage adviser is crucial to us.
    It should be important to you.

    A non-independent mortgage adviser (or your bank) can recommend a mortgage based on commercial incentives. They may be tied to a specific mortgage lender or base recommendation on how much the lender pays. Not us.

    We are also a whole of the market broker. Cyborg Finance takes a comprehensive view of the mortgage market and not a small panel of lenders. Check the vast list of mortgage lenders we use.

    Why Cyborg Finance and not your bank?

    If not us, then use another.

    When it comes to financing a property purchase or remortgage, you have two routes: a Bank Salesman or a Mortgage Adviser.

    We insist your bank is the worse option. Cyborg Finance strives to be the best mortgage advice company. Yet, if you dont choose us, do choose another mortgage adviser.

    A mortgage adviser has hundreds of mortgage rates a bank has several. A mortgage adviser has 70+ mortgage lender criteria options a bank has one. A bank can take weeks to arrange an appointment, you can apply online with us. Not all mortgage lenders are available to you without a mortgage adviser.

    Advice Nationwide

    Nationwide Mortgage Advice

    Where ever you are from London or Aberdeen. Cyborg Finance offers mortgage advice Nationwide.

    Frequently asked questions

    Popular FAQ's

    Mortgage Advisers work for you (not a bank) to find the best mortgage. It starts with ensuring you get the best value mortgage, a needle in the haystack of 90+ mortgage lenders and hundreds of mortgage products.

    Mortgage Advisers then work to ensure the mortgage is available to you. Such as ensuring your affordability match the lender's requirements.

    In addition, mortgage advisers ensure the mortgage is suitable. Advisers won't recommend a 5-year fix mortgage if you may imminently sell. Instead, your mortgage adviser will find a mortgage for you that has No Early Repayment Charges (ERC) or is Portable.

    Finally, it is your Mortgage Advisers position to escort you throughout the process. They present and argue your case to the mortgage lender. After that working with your Solicitor to secure completion.

    No. Advisers recommend mortgages from 90+ mortgage lenders; it's improbable your current bank is the best value out of that vast selection. Your bank can only offer their products.

    A mortgage adviser has a greater selection, exclusive products and mortgage lenders not available to you directly.

    Your initial mortgage consultation is free. This will help you establish if you can get a mortgage and what the payments may be.

    You will complete our online fact-find, our systems and mortgage advisers will assess your situation. After that, they will recommend a mortgage for you with no obligation to proceed.

    A Cyborg is a person whose abilities extend beyond human limitations. Choose a mortgage adviser beyond human limitations.

    Yes - many families are paying too much for their home. It may occur after mortgage lenders initial promotion ends or existing lenders client retention mortgage are not competitive to remortgages.

    Remember - our online free initial mortgage consultation is no obligation. You may as well challenge us to save you money on your mortgage.

    Yes - we help First Time Buyers get on the property ladder. If that is a 95% LTV Mortgage to buy a home, using the Help-to-Buy Scheme or with the help of family. Our mortgage advisers love to help people buy there first home. Our online application is for first-time buyers.

    Yes - the mortgage market is not easy for Self-Employed. Self-Employed have to provide more paperwork and have more in-depth scrutiny. We are here to make it as simple as possible and enable options for you. Our online application is for people self-employed people.

    Yes - in many situations. It depends on the details of your credit history, the severity and how long it was. Our online application is for people with bad credit.

    Yes - we have vast experience as mortgage advisers. Let us know why you were declined and let our mortgage advisers work out a solution. Our online application is for people with declined mortgage applications.

    Get in touch

    We're an Online Mortgage Broker, you can apply online. Except sometimes you just want to talk to a human. We can do that too..

    Phone number
    01133 205 902
    Postal address

    31 Bradford Chamber Business Park,

    New Lane, Bradford, BD4 8BX

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    © 2020 Cyborg Finance Limited. All rights Reserved

    Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

    Cyborg Finance Limited is registered in England and Wales (No. 12131863) at 31 Bradford Chamber Business Park, New Lane, Bradford, BD4 8BX
    We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
    Cyborg Finance is a Registered Trademark of Cyborg Finance Limited