First Time Buyer Guide to buying your own home.
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
Cut NHS wait times with private medical care and private hospitals.
Pay off your mortgage if you or your partner die.
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
The number of Buy-to-Let lenders that allow Multi-Unit Freehold Blocks (MUFBs) is significant but still limited.
In the past, investors had to jump through hoops, creating new leasehold titles for each unit before being accepted for a mortgage. Today, the process is much simpler.
The mortgage landscape has undergone a significant evolution. Today, there is a wide array of options available, opening up new possibilities for investors. For example, Fleet Mortgages now offers financing for up to 10 units under a single title.
We still need BM Solutions, TMW, etc but the specialist lenders are certainly there. With a 5-Year FIxed (no-fee) mortgage from Kensington starting at 5.84%
Landlords should not sleep on MUFBs. MUFBs are a great alternative to HMOs, with each 30+ sq/m unit being self-contained with no shared facilities.
Generally, a MUFB with a higher occupancy density will have a higher rental yield than a traditional single-occupancy buy-to-let property. With multi-occupancy, the risk of void periods is lower, making it less detrimental for a landlord to lose a tenant compared to a single rental income situation.
Moreover, unlike HMOs, MUFB investors do not need to obtain a licence, making it easier to operate as a landlord.
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX