What is my Loan-to-Value (LTV)?
Your Loan-to-Value (LTV) is:50%
Based on a property value of £200,000 and a loan amount of £100,000 your loan to value is 50%
What is the Loan to Value (LTV) Calculation?
Loan to Value (LTV) is used to express how much of the property value will be mortgaged.
A 50% LTV Mortgage on the house valued at £200,000 will have a £100,000 mortgage and £100,000 deposit.
The formula for Loan to Value (LTV) is:
£100,000 (divide) £200,000 (times) 100
On a calculator:
100000 / 200000 * 100 = 50%