First Time Buyer Guide to buying your own home.
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
Cut NHS wait times with private medical care and private hospitals.
Pay off your mortgage if you or your partner die.
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
Limited Offer! Buckinghamshire Building Society just launched a market-leading 5.49% fixed rate for 5 years on Limited Company Buy-to-Let Mortgages.
Limited Company BTL, a market that many big lenders have yet to enter, has a new entrant, and they launched a competitive product.
Buckinghamshire Building Society now offers an 80% LTV Buy-to-Let Mortgage at 5.49% fixed for 5 years.
In certain circumstances, this is a market-leading mortgage product for Incorporated Landlords. Unfortunately, it is a limited offer (for now?).
The Building Society says the products are only available for limited companies SPV with a maximum of three Buy-to-Let mortgaged properties.
The lender has some good criteria, including a minimum income of £25,000, a 10% annual overpayment allowance, day-one special purpose vehicles (SPVs), and first-time buyers and first-time landlords.
The mortgage has a 125% interest coverage ratio (ICR) for limited company applicants, giving a good rental affordability assessment.
We can compare it with other low-fee Limited Company BTL Mortgage Products:
The largest BTL lender, with a 10.4% market share, is The Mortgage Works (TMW). However, their best 5-year Fixed 80% LTV LTD Company BTL mortgage product has a higher rate of 5.99% and a 2% fee.
The second-largest BM Solutions (9.9% Market Share) and the third-largest Natwest (8.6% Market Share) do not offer Limited Company BTL Mortgages.
They are also launching:
Limited Offer! Buckinghamshire Building Society just launched a market-leading 5.49% fixed rate for 5 years on Limited Company Buy-to-Let Mortgages.
The mortgage landscape has shifted! With the gap between two-year and five-year fixed rates at its lowest in two years, what does this tell us about economic forecasts?
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We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX