First Time Buyer Guide to buying your own home.
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
Cut NHS wait times with private medical care and private hospitals.
Pay off your mortgage if you or your partner die.
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
WIth Market-Leading Mortgage Products
Today, Metro Bank has launched into Limited Company Buy to Let Mortgages. A milestone, as we previously reported UK's Largest Lenders Avoid Buy-to-Let Mortgages for Limited Companies.
If we compare a 75% LTV LTD Company BTL Mortgage on £200,000 purchase price borrowing £150,000, we find Metro Bank entering with Market-Leading products.
2-Year Fixed
5-Year Fixed
Landlords increased their use of LTD Company BTL in 2016 due to new regulations, which made the rental affordability stress test more challenging for personal borrowers. Metro Bank is taking advantage of this regulation by offering a stress test rate of 125% for higher rate taxpayers using an LTD Company BTL (which would be 145% in personal name).
Metro Bank - Limited Company Buy to Let highlights
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX