Remortgage with AIB

2 Ways to Remortgage with AIB

AIB has two types of remortgage products. The first is for existing customers and the other for new customers.

Existing Customer AIB Remortgage

When your current AIB deal is coming to an end or if you are on AIB Variable Rate. You can switch to a new deal with AIB. You can also borrow more at the same time.

We can switch your mortgage with AIB. It is quick, with no legal fees or valuation fees. You can even do this a few months before your current rate expires.

But... AIB often prices existing customer mortgages at a higher rate than a remortgage. It's better to compare AIB to the 90+ Other lenders. It is free with Cyborg Finance.

New Customer AIB Remortgage

You could save money by asking us to move your current mortgage to AIB. You can remortgage if your existing mortgage deal is coming to an end or you are on the lender's Variable Rate.

But... we often have better mortgages with other lenders. That can be a lower mortgage rate or better mortgage features than AIB. It's better to compare to the 90+ lenders, and it is free with Cyborg Finance.

Why remortgage with a Broker? Not AIB

ou can remortgage with AIB direct (dont do that) or via Cyborg Finance. Here are some of the most common reasons to Remortgage with AIB via Cyborg Finance.

Lower Mortgage Rates than AIB

We may recommend that you remortgage to AIB. Except we have over 90+ other mortgage lenders. Mortgage Lenders all competing with AIB for your business.

A broker at AIB has several mortgage products to offer you, Cyborg Finance have hundreds.

One of the alternatives available from us could mean lower mortgage rates or lower fees.

Higher Chance of a Mortgage than AIB

AIB has set criteria. Suppose you apply to a mortgage from AIB which is declined. That is the end, no mortgage.

At Cyborg Finance we not only have the Criteria of AIB. We also have the criteria of 90+ other mortgage lenders. We try to fit you with the best lender that will accept your circumstances on the first try.

If you do get declined, we have all your detail and can try alternative lenders with different criteria or underwriting.

Easier than AIB

Finding and then completing a mortgage can be a stressful process. Cyborg Finance works for you, its stress-free or at least we try to be.

We can take the administration and handling of the lender away from you. We know what each lender will require from you. Reducing the time spent going back and forth with new requests for information.

More Legal Protection than AIB

When you receive Mortgage Advice from Cyborg Finance, we have a duty of care to you. We must recommend a suitable mortgage and justify why the mortgage you have chosen is right for you. If our advice is not up to scratch, you can complain and get compensation. AIB does not recommend the most suitable mortgage available in the market. Just from them.

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number
01133 205 902
Postal address

31 Bradford Chamber Business Park,

New Lane, Bradford, BD4 8BX

Looking for career in Mortgage Advice? View job openings.

and / or
FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX

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