Remortgage with HSBC

Remortgage with HSBC

2 Ways to Remortgage with HSBC

HSBC has two types of remortgage products. The first is for existing customers and the other for new customers.

Existing Customer HSBC Remortgage

When your current HSBC deal is coming to an end or if you are on HSBC Variable Rate. You can switch to a new deal with HSBC. You can also borrow more at the same time.

We can switch your mortgage with HSBC. It is quick, with no legal fees or valuation fees. You can even do this a few months before your current rate expires.

But... HSBC often prices existing customer mortgages at a higher rate than a remortgage. It's better to compare HSBC to the 90+ Other lenders. It is free with Cyborg Finance.

New Customer HSBC Remortgage

You could save money by asking us to move your current mortgage to HSBC. You can remortgage if your existing mortgage deal is coming to an end or you are on the lender's Variable Rate.

But... we often have better mortgages with other lenders. That can be a lower mortgage rate or better mortgage features than HSBC. It's better to compare to the 90+ lenders, and it is free with Cyborg Finance.

HSBC Lowest Remortgage Rates

Why remortgage with a Broker? Not HSBC

ou can remortgage with HSBC direct (dont do that) or via Cyborg Finance. Here are some of the most common reasons to Remortgage with HSBC via Cyborg Finance.

Lower Mortgage Rates than HSBC

We may recommend that you remortgage to HSBC. Except we have over 90+ other mortgage lenders. Mortgage Lenders all competing with HSBC for your business.

A broker at HSBC has several mortgage products to offer you, Cyborg Finance have hundreds.

One of the alternatives available from us could mean lower mortgage rates or lower fees.

Higher Chance of a Mortgage than HSBC

HSBC has set criteria. Suppose you apply to a mortgage from HSBC which is declined. That is the end, no mortgage.

At Cyborg Finance we not only have the Criteria of HSBC. We also have the criteria of 90+ other mortgage lenders. We try to fit you with the best lender that will accept your circumstances on the first try.

If you do get declined, we have all your detail and can try alternative lenders with different criteria or underwriting.

Easier than HSBC

Finding and then completing a mortgage can be a stressful process. Cyborg Finance works for you, its stress-free or at least we try to be.

We can take the administration and handling of the lender away from you. We know what each lender will require from you. Reducing the time spent going back and forth with new requests for information.

More Legal Protection than HSBC

When you receive Mortgage Advice from Cyborg Finance, we have a duty of care to you. We must recommend a suitable mortgage and justify why the mortgage you have chosen is right for you. If our advice is not up to scratch, you can complain and get compensation. HSBC does not recommend the most suitable mortgage available in the market. Just from them.