Financial Services
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Home Buyer Mortgage
First Time Buyer Guide to buying your own home.
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Home Mover Mortgage
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
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Home Owner Remortgage
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
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Buy-to-Let Mortgage
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
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Holiday Let Mortgage
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
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Green Mortgages
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
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Bad Credit
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
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Private Medical Insurance
Cut NHS wait times with private medical care and private hospitals.
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Life Insurance
Pay off your mortgage if you or your partner die.
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Bridging Finance
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
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Auction Finance
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
Remortgage with Santander UK Plc
2 Ways to Remortgage with Santander UK Plc
Santander UK Plc has two types of remortgage products. The first is for existing customers and the other for new customers.
Existing Customer Santander UK Plc Remortgage
When your current Santander UK Plc deal is coming to an end or if you are on Santander UK Plc Variable Rate. You can switch to a new deal with Santander UK Plc. You can also borrow more at the same time.
We can switch your mortgage with Santander UK Plc. It is quick, with no legal fees or valuation fees. You can even do this a few months before your current rate expires.
But... Santander UK Plc often prices existing customer mortgages at a higher rate than a remortgage. It's better to compare Santander UK Plc to the 90+ Other lenders. It is free with Cyborg Finance.
New Customer Santander UK Plc Remortgage
You could save money by asking us to move your current mortgage to Santander UK Plc. You can remortgage if your existing mortgage deal is coming to an end or you are on the lender's Variable Rate.
But... we often have better mortgages with other lenders. That can be a lower mortgage rate or better mortgage features than Santander UK Plc. It's better to compare to the 90+ lenders, and it is free with Cyborg Finance.
Santander UK Plc Lowest Remortgage Rates
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Rate
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Fees
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|
|---|---|---|
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4.32%
5 Year Fixed
TBC
TBC
Fixed
at
4.32%
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|
|
|
4.32%
5 Year Fixed
TBC
TBC
Fixed
at
4.32%
|
|
|
|
4.57%
3 Year Fixed
TBC
TBC
Fixed
at
4.57%
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|
|
|
4.57%
3 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
The mortgage products shown are for illustrative purposes only and were generated 56 minutes ago. Always consult an independent financial advisor before proceeding with any mortgage. The figures are based on a £142858 property value, a £100000 loan amount and £42858 deposit. A Initial Fixed Rate on a interestOnly loan, and a 25-year mortgage term.
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Rate
|
Fees
|
|
|---|---|---|
|
4.32%
5 Year Fixed
TBC
TBC
Fixed
at
4.32%
|
|
|
|
4.32%
5 Year Fixed
TBC
TBC
Fixed
at
4.32%
|
|
|
|
4.57%
3 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.57%
3 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
The mortgage products shown are for illustrative purposes only and were generated 56 minutes ago. Always consult an independent financial advisor before proceeding with any mortgage. The figures are based on a £133334 property value, a £100000 loan amount and £33334 deposit. A Initial Fixed Rate on a interestOnly loan, and a 25-year mortgage term.
|
Rate
|
Fees
|
|
|---|---|---|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
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|
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|
4.39%
5 Year Fixed
TBC
TBC
Fixed
at
4.39%
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|
|
|
4.39%
5 Year Fixed
TBC
TBC
Fixed
at
4.39%
|
|
|
|
5.01%
2 Year Fixed
TBC
TBC
Fixed
at
5.01%
|
|
The mortgage products shown are for illustrative purposes only and were generated 56 minutes ago. Always consult an independent financial advisor before proceeding with any mortgage. The figures are based on a £125000 property value, a £100000 loan amount and £25000 deposit. A Initial Fixed Rate on a interestOnly loan, and a 25-year mortgage term.
|
Rate
|
Fees
|
|
|---|---|---|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.57%
5 Year Fixed
TBC
TBC
Fixed
at
4.57%
|
|
|
|
4.39%
5 Year Fixed
TBC
TBC
Fixed
at
4.39%
|
|
|
|
4.39%
5 Year Fixed
TBC
TBC
Fixed
at
4.39%
|
|
|
|
5.01%
2 Year Fixed
TBC
TBC
Fixed
at
5.01%
|
|
The mortgage products shown are for illustrative purposes only and were generated 56 minutes ago. Always consult an independent financial advisor before proceeding with any mortgage. The figures are based on a £117648 property value, a £100000 loan amount and £17648 deposit. A Initial Fixed Rate on a interestOnly loan, and a 25-year mortgage term.
No products found for your search criteria.
No products found for your search criteria.
Why remortgage with a Broker? Not Santander UK Plc
ou can remortgage with Santander UK Plc direct (dont do that) or via Cyborg Finance. Here are some of the most common reasons to Remortgage with Santander UK Plc via Cyborg Finance.
Lower Mortgage Rates than Santander UK Plc
We may recommend that you remortgage to Santander UK Plc. Except we have over 90+ other mortgage lenders. Mortgage Lenders all competing with Santander UK Plc for your business.
A broker at Santander UK Plc has several mortgage products to offer you, Cyborg Finance have hundreds.
One of the alternatives available from us could mean lower mortgage rates or lower fees.
Higher Chance of a Mortgage than Santander UK Plc
Santander UK Plc has set criteria. Suppose you apply to a mortgage from Santander UK Plc which is declined. That is the end, no mortgage.
At Cyborg Finance we not only have the Criteria of Santander UK Plc. We also have the criteria of 90+ other mortgage lenders. We try to fit you with the best lender that will accept your circumstances on the first try.
If you do get declined, we have all your detail and can try alternative lenders with different criteria or underwriting.
Easier than Santander UK Plc
Finding and then completing a mortgage can be a stressful process. Cyborg Finance works for you, its stress-free or at least we try to be.
We can take the administration and handling of the lender away from you. We know what each lender will require from you. Reducing the time spent going back and forth with new requests for information.
More Legal Protection than Santander UK Plc
When you receive Mortgage Advice from Cyborg Finance, we have a duty of care to you. We must recommend a suitable mortgage and justify why the mortgage you have chosen is right for you. If our advice is not up to scratch, you can complain and get compensation. Santander UK Plc does not recommend the most suitable mortgage available in the market. Just from them.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- hello@cyborg.finance
- Postal address
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31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
Looking for career in Mortgage Advice? View job openings.
We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX