First Time Buyer Guide to buying your own home.
Elevate your move with our tailored Home Mover Mortgage for a smooth transition to your new dream home.
Refinance with our Home Owner Remortgage for better rates, releasing equity, or funding improvements—empowering your homeownership journey.
Dive into property investment with our Buy-to-Let Mortgage, tailored for both seasoned investors and first-timers seeking to build a profitable portfolio.
Transform your vacation home investment dreams into reality with a Holiday Let Mortgage,
Green Mortgages 🌳 are a new type of mortgage that rewards you for making your home more energy efficient.
Mortgages Adverse Credit Mortgages 📉 are for people with a poor credit history.
Cut NHS wait times with private medical care and private hospitals.
Pay off your mortgage if you or your partner die.
Navigate property transitions seamlessly with our Bridging Finance, offering quick and secure solutions for your short-term financial needs.
Secure your auction triumph with Auction Finance, providing the financial backing needed to confidently bid and acquire your desired property.
Increase the weight of Britain's wallets. With fast & impartial advice by mortgage experts aided by cutting edge technology..
A typical British homeowner has an unnecessarily tricky time remortgaging. The options are to:
Enter, Cyborg Finance.
We launched and designed our systems with remortgaging as a priority. Our website is full of remortgaging articles, our onboarding application asks only relevant questings, our client portal is allowing upload of documents and our Qualified Advisers with tools designed to process applications. Fast and Transparent Impartial Advice.
No more trips to the bank or broker, no messy paperwork and less confusion.
Better than your bank, giving holistic mortgage advice. Better than comparison websites with real adviser led recommendations. Better than your typical broker with online systems, no waiting rooms and meetings.
Our systems-built in-house. Mortgage Systems are designed for ease of client onboarding and adviser efficiency. We minimised 3rd party costs by running open-source software internally, enabling cost-saving measures to be passed on to our clients.
You can read more about Our Technology and methodology.
Disruption Starts with Unhappy Customers, Not Technology. At the forefront of our delivery of mortgage advice is service. We develop our tools to enhance our service to deliver for happy clients.
It's not "look at what we built" but "look at how it helps us serve our clients".
The definition is "a person whose physical abilities are extended beyond normal human limitations by technical elements built into the body."
We don't require our mortgage advisers to undergo surgery (not just yet). Except our technology is one that extends an advisers limitations.
It's also the middle way of the argument of the future of mortgage advice. As the market battles with Traditional Advice v RoboAdvice, our view is they both have downsides. We implement the best of both visions of the future.
Real Human Mortgage Advisers, aided by our technology. Cyborgs..
I am Mark Hosker, after serving in the military, I entered Financial Services, which was 35 years ago. I founded in 1999 one of the first mortgage advice companies. With the last ten years as CEO of a firm specialising in difficult cases for property investors.
Though it's not just me, we have a vastly experienced mortgage adviser and a technical team. We are based up north, so your typical straight-talking northern Cyborgs.
Explore exciting opportunities and join our dynamic team.
Discover the journey and values that shape our company.
Dive into the innovative solutions driving our success.
Learn about our commitment to your data and the rules we abide by.
Stay updated with the latest happenings and media coverage.
Your guide to resolving concerns and ensuring customer satisfaction.
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
Looking for career in Mortgage Advice? View job openings.
We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX